Staying long-term
Property-based residence permit — no income threshold, no deadline
For property owners, the status comes with no income requirements and no expiry date, by which you need to act. Everything depends on one document — the official tax property valuation, and it must be obtained before the transaction, not after.
Who it suits. For those buying or who have already bought property in Montenegro.
What is included
- Property search matched to residency status requirements, taking the tax valuation threshold into account
- Obtaining an official tax valuation of the property BEFORE the transaction
- Legal title check
- Transaction support and notary
- Title deed and tax assessment document
- Document package for a residence permit
- Health insurance with the required coverage
- Accompaniment for submission to the Ministry of Internal Affairs, biometrics, and resident card
What the package does not include
Paid separately and directly, with no markup from us.
- Property price: threshold from 150,000 € at assessed value — figure to be confirmed
- A deposit of €3,650 in a Montenegrin bank account — the money remains yours
- Government fees 50–100 €, notary ~51 €, translations ~50 € — paid directly
- Insurance policy
From 2026, properties used for residence permit purposes will be assessed at the official assessed (cadastral) value — not the amount you actually paid. Paying €160,000 and getting a valuation of €120,000 is perfectly fine, and then there will be no status. We receive this assessment before how you put in your money: if the property doesn’t reach it, you find out before the transaction, not after. The threshold itself — from €150,000 — is still being clarified: secondary regulations have not been published in full, and part of the market refers to them as 200,000 €. We say this openly, rather than settling on a convenient number.
⚠️ About banking: Montenegrin banks require Russian citizens to show employment a contract with a company registered in Montenegro. This changes the procedure steps — foundation and status first, then the bank account. Opening an account we do not promise: the decision rests with the bank.
The threshold is based on the tax assessment, not the contract price, and it to be confirmed: the 2026 secondary regulations have not been fully published, part of the market quotes 200,000 €.
The threshold for a residence permit is calculated on the official tax assessment of the property, not the contract price. We obtain the valuation before you you put money in: if the property does not reach the threshold, you find out before the deal, and not after.
Status for one year with renewal. Processing takes approximately 40 days.
Prices are in euros and are all-inclusive — nothing is added on top. Government fees are paid separately: they are modest here — €50–100 per status. SVOY initial consultation — 80 €, credited in the cost of support. The short initial call is free.
Housing rental and purchase, documents, bank accounts and taxes, schooling, driving licence — 17 services in Montenegro, each has its own price.
Package «Staying long-term» · Montenegro
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The same package in another country
There is only one moment in life, but the documents, deadlines and costs are unique to each case: the rules are set by the country.