Packages in Montenegro
A set of services for one moment in life — cheaper than the same services purchased separately. Every package is itemized line by line; prices are in EUR and all-inclusive. Government fees here are modest, 50–100 € per status: we don’t hide them into it, and we add no mark-up.
From 2026, properties used for residence permit purposes will be assessed at the official assessed (cadastral) value — not the amount you actually paid. Paying €160,000 and getting a valuation of €120,000 is perfectly fine, and then there will be no status. We receive this assessment before how you put in your money: if the property doesn’t reach it, you find out before the transaction, not after. The threshold itself — from €150,000 — is still being clarified: secondary regulations have not been published in full, and part of the market refers to them as 200,000 €. We say this openly, rather than settling on a convenient number.
I’ll make it before the deadline
Digital nomad residence permit — before the programme closes
The digital nomad visa programme closes on 31 December 2026, and the last applications are accepted in October. This is not a marketing deadline, and a date after which the basis will cease to exist: those who miss it, will go through property, a company, or employment — more expensive and slower.
- We check your eligibility against the criteria and income threshold — before you pay
- We find and help you rent accommodation in Montenegro
- We prepare the package: form, financial evidence, contracts
- We arrange health insurance with the right coverage
- and also 3
Staying long-term
Property-based residence permit — no income threshold, no deadline
For property owners, the status comes with no income requirements and no expiry date, by which you need to act. Everything depends on one document — the official tax property valuation, and it must be obtained before the transaction, not after.
- Property search matched to residency status requirements, taking the tax valuation threshold into account
- Obtaining an official tax valuation of the property BEFORE the transaction
- Legal title check
- Transaction support and notary
- and also 4
As a family
One status for the whole family, one price
The primary applicant receives status; the spouse and children follow through family reunification. The market charges per person; we charge a flat rate for four.
- Status for the primary applicant under the chosen grounds
- Family reunification for a spouse and two children
- Document package for each person
- Accompaniment of the whole family to the Ministry of Internal Affairs
- and also 1
Renewing status
Renewal and change of basis — the second half of the deal, not an afterthought
Permanent residence requires five years of continuous status, while a digital nomad visa gives maximum two. That means the basis will have to change, and this transition should be counted well in advance, not in the year it actually arrives.
- We check whether the current basis will last until renewal
- We change the basis when a nomad hits their second year
- We align your dates so there is no break in continuity
- We file and provide support
- and also 1
I’m self-employed
A company in Montenegro — with an account and a clear tax burden
Company registration with a bank account takes a couple of weeks. But if you need the company for the sake of status, it’s the annual tax that matters, not the property value: from 2026 the basis applies only when at least €5,000 in taxes is paid per year.
- Company registration (DOO)
- Opening a corporate account
- Tax registration
- Selecting business activity types
- and also 1
Buying my own place
Search, due diligence, and transaction — with tax valuation checked upfront
The average property price in the country is around €2,200 per square meter, while new builds seaside properties rose 29% in 2025. We find the right property and manage the transaction, and most importantly — we get an official assessment of it before you transfer any money.
- We define your purchase goals and shortlist suitable properties
- We arrange viewings in person or remotely
- We carry out a legal check of the property and seller
- We obtain an official tax valuation
- and also 4
First documents
Account, tax number, insurance, and address registration
The package without which status applications cannot be filed: a bank account, tax number, a policy with the required coverage, and address registration.
- Opening an account at a Montenegrin bank
- Obtaining a tax number
- Arranging insurance with the right coverage
- Place of residence registration
First week
Housing, address registration, connectivity, and banking
The first days go on housing and address registration — without it, nothing else moves nothing. We go through this process together so it takes days, not weeks.
- Arrival and orientation on the ground
- Finding and renting accommodation
- Place of residence registration
- SIM card
- and also 2
I’m planning to leave
Basis review and permanent residence pathway calculation — before you relocate
Pre-departure review: whether your income qualifies you for the nomad visa and what it offers property, what a company will cost, and how all of this adds up to five years until permanent residence. The written assessment stays with you.
- Basis review for your specific case
- Income check against the digital nomad threshold — before payment
- Roadmap to permanent residence by year
- Document and apostille checklist
- and also 1
Urgent
Ministry of Interior refusal, overstay, appeal
Ministry of Interior refusals come without explanation, and processing times here are already from two to five months. We take in the documents on day one and explain that eally can be done.
- Refusal or overstay review within 24 hours
- Document review and strategy
- Reapplication or appeal
- Accompaniment to the Ministry of Internal Affairs
The child is starting school
School, documents, and filing
Academic year from September to June, enrollment in spring. We find the school and prepare documents and handle the submission. A child’s status is not included in this price: the residence permit residence is a separate service, and it is counted based on the parent’s grounds.
- School search: state, private, or international
- Document translation and notarization
- Appointment booking and submission
- We manage the process through to enrolment
Getting my child a US high school diploma
American online school · grades 1–12
Texas private school: curriculum and lessons in Russian, fully online from any country. The result is a High School Diploma and an Official Transcript.
- Daily lessons with teachers or your own schedule
- Assessments twice a year on Homeschool
- Final exams online and in Russian
- Knowledge testing and trial days — free of charge
Prices are in euros and are all-inclusive — nothing is added on top. Government fees are paid separately: they are modest here — €50–100 per status. Prices are listed by the country where the rate has been confirmed: in Montenegro composition, documents and rules of their own, and the cost is calculated separately.
Housing rental and purchase, documents, bank accounts and taxes, schooling, driving licence — 17 services in Montenegro, each has its own price.
SVOY initial consultation — 80 €, credited toward the cost support. The first short call is free.
Need a single service, not a package
The package is cheaper than the same services booked separately — but if you only need one thing, just get that one. Prices are in euros and are all-inclusive — nothing is added on top. Government fees are paid separately: they are modest here — €50–100 per status.
All 17 services in Montenegro — with a line-by-line price breakdown →
Status
- SVOY initial consultationcredited toward the cost of support · detailed review with a specialist in Montenegro — at their listed rate80 €
- Residence permit: nomad, property, or companyAdditional fees of 50–100 €500 €
- Student residence permitstatus through study: the university issues the enrolment certificate, we handle the rest of the file and submission; fees of 50–100 € on top500 €
- Residence permit renewalnomad visa gives a maximum of two of the five years needed for permanent residence — you’ll have to switch your basis400 €
- Change of basiswe align the dates so there is no gap in continuity400 €
- Permanent residence permitafter five years of continuous status360 €
Documents and daily life
Housing
Money and business
- Company registration with a bank accountegistration costs of 200–500 € on top450 €
- Bookkeeping, per monthsubscription100 €
- Opening a bank accountunder the ’real estate’ basis, 3,650 € is deposited into escrow — the money remains yoursfrom 200 €
- Visa card from Bakai Bank (Kyrgyzstan) — remotelywith a Russian passport, no residence permit and no visit required; account in dollars or som, valid for up to 5 years; the same service on the market costs 40,000–50,000 ₽. The bank does not open euro or multi-currency accounts for non-residents. CDEK delivery and bank fees are on top of the price. This is the first step, and not a substitute for status: in most countries a bank opens an account for a residence permit, work, or your own business35 000 ₽
- Visa card from Aiyl Bank (Kyrgyzstan) — remotelyto, also remotely — a state bank with a wide branch network; on the market at 40,000–50,000 ₽. CDEK delivery and bank fees are on top of the price37 000 ₽
What to know about Montenegro before you run the numbers
- The digital nomad programme is closing 31 December 2026. The final applications are accepted in October. This is not a marketing deadline, and a date after which the basis ceases to exist: those who miss it, will go through property, a company, or employment — more expensive and longer. Income threshold — from €1,800 per month without a university degree and from €2,400 with a university degree, and the income source must be outside the country.
- The property threshold is calculated based on the assessed value the state. Not based on the contract price, but on the official tax-assessed value of the property. Paying €160,000 and getting a valuation of €120,000 is perfectly normal here — and then there will be no status. We receive the assessment before the transaction. The threshold itself still being clarified: secondary legislation has not been fully published, and part of the market puts the figure at 200,000 €.
- Citizenship by investment no longer exists here. The programme was closed in 2022, yet it is still being offered. Naturalization requires ten years of residence, language proficiency, and renunciation of from current citizenship — that is an entirely different conversation, and we are having estly.
- Permanent residence takes five years, and a nomad visa gives two. That means someone who entered on a digital nomad visa in 2026 must change the basis by 2028, otherwise the clock resets. We plan this transition in advance, not in the year it happens.
- Status through a company costs €5,000 in taxes per year. The requirement was introduced in 2026. Company registration costs 450 €, but if it’s needed for status, the calculation starts not from registration, and this annual tax.
- A tax exemption exists, but it is narrow. Digital nomads pay no income tax in Montenegro — and only on income from abroad, and only under this status. A ’tax-free Montenegro’ does not exist.
Documents and residence permit
Leave your contact — that’s all we need; we’ll ask the rest ourselves. If you’d like, so we can prepare for the conversation in advance, please specify your request below.