First documents
Account, tax number, insurance, and address registration
The package without which status applications cannot be filed: a bank account, tax number, a policy with the required coverage, and address registration.
Who it suits. For those who have already arrived and are preparing to apply.
What is included
- Opening an account at a Montenegrin bank
- Obtaining a tax number
- Arranging insurance with the right coverage
- Place of residence registration
What the package does not include
Paid separately and directly, with no markup from us.
- The bank decides: the bank opens the account on its own terms and may refuse — we prepare the package and go with you
- A deposit of €3,650 under the ’real estate’ basis — the money remains yours
- Bank fees
- Policy cost
From 2026, properties used for residence permit purposes will be assessed at the official assessed (cadastral) value — not the amount you actually paid. Paying €160,000 and getting a valuation of €120,000 is perfectly fine, and then there will be no status. We receive this assessment before how you put in your money: if the property doesn’t reach it, you find out before the transaction, not after. The threshold itself — from €150,000 — is still being clarified: secondary regulations have not been published in full, and part of the market refers to them as 200,000 €. We say this openly, rather than settling on a convenient number.
The threshold for a residence permit is calculated on the official tax assessment of the property, not the contract price. We obtain the valuation before you you put money in: if the property does not reach the threshold, you find out before the deal, and not after.
Four documents, one application.
Prices are in euros and are all-inclusive — nothing is added on top. Government fees are paid separately: they are modest here — €50–100 per status. SVOY initial consultation — 80 €, credited in the cost of support. The short initial call is free.
Housing rental and purchase, documents, bank accounts and taxes, schooling, driving licence — 17 services in Montenegro, each has its own price.
Package «First documents» · Montenegro
Leave your contact — that’s all we need; we’ll ask the rest ourselves. If you’d like, so we can prepare for the conversation in advance, please specify your request below.
The same package in another country
There is only one moment in life, but the documents, deadlines and costs are unique to each case: the rules are set by the country.