Bookkeeping in Marbella

When you need an accountant in Marbella

Marbella and the Costa del Sol attract affluent Russian speakers, so an accountant here is needed for ownership structuring (individual vs. company), the Beckham regime, property taxes, and foreign asset declarations.

Price reference: bookkeeping for an autónomo — €50–120/mo, bookkeeping for an SL — €180–400/mo, tax planning — from €150. Initial consultation with SVOY accountants — free.

What matters specifically for Russian speakers from the CIS

• Income from clients in Russia/CIS. An accountant can legally structure your earnings (invoices, foreign currency, autónomo status) — and this doubles as proof of income for your residence permit and Digital Nomad Visa.
• How to bring money in. SWIFT from Russia is restricted — people use third countries and USDT, then legitimize funds through international transfers. An accountant can advise on how to record this correctly in your books.
• Assets in Russia — modelo 720. If you hold accounts or property in Russia worth more than €50,000, you must file a modelo 720 declaration (modelo 721 for crypto). This is a frequently overlooked obligation among Russian speakers, and the fines are real.
• CIS documents. To register as autónomo and claim deductions, you need properly certified documents — apostille and sworn translation, remotely.

Andalusia: a tax magnet

The region’s main advantage is the abolition of the wealth tax (impuesto de patrimonio), as in Madrid. For owners of high-value property, this is a decisive factor. Progressive IRPF rates in Andalusia are among the more moderate in Spain.

The Beckham Regime (24% on income up to €600,000, for 6 years) is popular among newcomers; the application must be filed within 6 months of registration.

Property ownership structure

For a luxury property, decide BEFORE purchasing whether to register the villa in an individual’s name or a company’s. An accountant and lawyer will calculate the taxes on purchase, ownership, and future sale (plusvalía municipal, capital gains), as well as modelo 210 for non-residents.

Autónomo, company, and foreign assets

• autónomo — cuota from ~€230 to €590/month, tarifa plana €80/month for the first year;
• SL — corporate income tax 25% (15% in the first two years);
• for foreign assets exceeding €50,000 — modelo 720; for crypto — modelo 721.

How to choose an accountant

• hire an asesor fiscal with experience in HNW clients, the Beckham regime, and real estate structuring;
• work out the ownership structure before the deal, not after;
• a Russian-speaking specialist will handle your status and reporting more precisely;
• agree on services and fees in advance.

Looking for an accountant in Marbella? Describe your situation — we’ll answer your questions for free, and a specialist will personally review your case.