Banking and documents
Without an account and number yet, you don’t exist in the system
A tax number and bank account aren’t just formalities — they’re your entry into everyday life: without them you can’t rent a home, receive a salary, pay for a phone plan, or register with a doctor. We prepare the documents, book the appointments, and go with you, interpreting throughout.
opening a bank account in Spain; First Documents package — 650 €
We’ll tell you what is realistically available for your status.
When to reach out
What people come to us with
It almost always leads to the same dead end: to get one thing, you need another, and the other won’t be issued without the first.
The bank refuses to open an account without a local address
And you can’t confirm an address without registration, and you can’t register without a lease. We break the cycle from whichever end is actually open in your country.
Arrived as a tourist but need a bank account now
In some countries a tourist simply cannot open a bank account — that’s the law, not our slow pace. But exceptions exist: in Spain an NIE and a non-resident account are available. We’ll be upfront about this before any payment.
Need a tax number for work or business
NIE, CURP, RFC, ITIN, SIN — the names differ, but the purpose is the same: so you can be paid legally.
Got a refusal, and it’s not clear why
Most of the time it comes down to the specific branch and the individual staff member, not you. We know where to go and exactly what to bring.
Everything at once, in order
Account, registration, resident card, and insurance follow a specific sequence. Done separately, that’s four separate waits; done as a package, it’s one.
What’s included
What we do
- We review your status and tell you honestly what is realistically available to you and what is not
- We find the right bank for your needs: international transfers, salary, business, mortgage
- We compile and verify the full document set before the appointment — not on the day
- We book your appointment and go with you, interpreting throughout
- We help with a tax number and address registration if you don’t have them yet
- Staying in touch until the account is active and the card has arrived
How
How the
Assessment
Country, status, and purpose of the account. We tell you right away what’s available and in what order to proceed.
Documents
We compile the set and book the appointment. Everything is checked before the visit — not at the counter.
Appointment
We go with you, translate, and see it through to an open account and a received number.
Price by country
The same service in other countries
The figure in the button above is for Spain. Below is the same service for other countries, where pricing is calculated and transparent. Next to each figure is the name of the line item from the local price list: the single word ’residence permit’ covers very different documents depending on the country, and we prefer that you see exactly what you are comparing.
🇲🇽Mexico
Account at a Mexican bank
🇹🇷Turkey
Account at a Turkish bank
🇦🇪UAE
Personal bank account
🇬🇪Georgia
Bank account
a second bank if the first one declines — a bonus 510 lari · $189
🇨🇾Cyprus
Bank account
garanteed account opening doesn’t exist: banks turn Russians away, and no one can promise otherwise
🇨🇦Canada
Bank account and the start of a credit history
bank decides; without a credit history you won’t rent an apartment — we start building it right away
Taxes and government fees are calculated differently in every country — in some places are included in the price; elsewhere they are paid separately and directly. The exact details are stated on in the country showcase, via the link next to the price.
Transparent from the start
What we don’t do
- —We don’t promise to invoice you as a tourist where the law doesn’t allow it. We’ll tell you that before payment, not after.
- —We have no influence over the bank’s decision: it has the right to decline, and we don’t sell guarantees we don’t have.
- —We don’t open accounts in nominees’ names or help conceal the origin of funds.
What comes next
Tell us your country and current status — we’ll explain what’s available right now and in what order to proceed. If you need a bank account, registered address, resident card, and insurance all at once, take a look at the ’First Documents’ package: everything in one step, for less.
Account and first documents in Spain — what we do and what it costs
Without a bank account, address registration, resident card, and insurance, you simply don’t exist within the Spanish system: you can’t rent a flat, receive a salary, or book a doctor’s appointment. Four documents to sort out first.
Opening a bank account
- Finding the right bank for your needs
- Document preparation
- Accompaniment for opening an account
Registration address (empadronamiento)
- Address and lease check
- Town hall appointment booking and in-person submission support
- Obtaining a certificate of residence registration
Residence card (TIE)
- Biometrics appointment and document preparation
- Accompaniment to the police station
- Collecting the finished card
- Government fee
State health insurance
- Documents, registration with a health centre
- Patient record and registration with a doctor
Cheaper as a package than separately
These same services are included in ready-made packages built around a single life moment — and there they are cost less than purchasing each one separately.
Prices are for Spain: it is the only country where the rate has already been confirmed. In other countries the content is the same, and we calculate the price per country — rules differ everywhere. All packages and prices →
Banks and accounts
Leave your contact — that’s all we need; we’ll ask the rest ourselves. If you’d like, so we can prepare for the conversation in advance, please specify your request below.